Last week I had to call my auto insurance provider to update my address – seeing as I moved back in December I thought it was about time!
After making the necessary adjustments, my agent asks me if I’m interested in a life policy, and she starts telling me how I should do this being a non-smoker in good health and in my 20s..yadda yadda.
I let her finish and then inform her that I likely don’t qualify as I am a skydiver…here’s how the conversation panned out from that point:
Agent: Oh really….hmm…. that’s an interesting hobby.
SDC: Yeah, I really like it (because honestly, what else was I going to say?)
Agent: How often do you really do it? It can’t be a frequent thing, right?
SDC: I’ve jumped 100 times in less than a year.
Agent: Oh…well, wow. That’s a lot.
SDC: In the grand scheme of things, it’s really not. There are people out there who jump 3, 4, 10 times that amount.
Agent: So then technically, we can say you do it rarely, for a skydiver.
SDC: I dunno if I’d go that far…it’s rare in the winter, if that counts for anything.
Agent: Well, just for shits and giggles (yes, she really used those words) let’s send this in for a quote and see what they come back with. Given that this is really the only thing you have against you, it might go through…never know.
And to my surprise, it did! The cost difference really isn’t that much, either. I’m even covered if I die skydiving. Heck yeah!
So to all my fellow 20-something, non-smoking, in overall general good health skydiving friends out there, check with your insurance provider, you may be able to get a good option to cover you in the event of the unspeakable. Your loved ones will be thankful you did.
Blue ones!
-Ashley